Down Payment Barriers!

Down Payment Barriers | Your Agent Lathan | 832-294-5472
Down Payment Barriers | Your Agent Lathan | 832-294-5472
Video Transcription

Speaker 1: I’m making my wife a drink. Say hey, wife.

Speaker 2: Hey.

Speaker 1: We’re also in here talking about down payment barriers, and I wanted y’all to see the drink and hear this. I think this is some good information. You can raise the money a couple of different ways, and one of the ways that is gifts and saving up. We don’t really need to talk about that too much, that’s pretty standard stuff. The more creative way is grants and down payment assistance. I really want to talk about that.

Grants, not really too many drawbacks, other than the fact that you have to qualify for that grant. That can be income-based, location based, things like that. TSAHC, SETH, couple different programs, and if you want some more information on that, jump in my DMs. Down payment assistance can also be awesome, but the interest rate is probably going to be high. So that means you’re going to have a much higher monthly payment. Now, if the monthly payment works for you, and it’s something that you can afford and you’re comfortable with, that might be the absolute perfect situation for you because you don’t have to wait so many years saving so long. Drink is ready for my wife.

Speaker 2: Let me see. Thank you.

Speaker 1: If you have any more questions at all, feel free to jump in my DMs. I look forward to hearing from you.

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